Pension or pension means regular payments made to a retired or disabled person --
His pension is just enough for him to live on, but there's nothing left for emergencies.
She can begin to collect her pension when she turns 65.
Penchant or penchant means a liking or inclination --
He has a penchant for short-cuts, and we got lost.
Knowing his penchant for all things modern, he's sure to like this.
Now that you know that, you can say --
"He's on a pension, and can no longer indulge his penchant for dining out."
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