In capable or in capable ( two words ) describes something within or held by ( in ) something able or competent ( capable ) --
We know we'll be leaving the business in capable hands.
Don't worry; we've left it in capable hands.
Incapable or incapable ( one word ) means not able; not having the skills or strength for a given task --
He tries to keep the place neat, but he is incapable.
This machine is incapable of doing heavy loads.
Now that you know that, you can say --
"He is incapable of deciding whether his financial affairs are in capable hands."
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